Income Limits

Find out the maximum income your household can earn and still qualify for a SONYMA mortgage or a Mortgage Credit Certificate. The limit depends on which program you are interested in, where you are purchasing, and the number of persons who will be living in your home.

• Household Income Limits for Low Interest Rate, Construction Incentive, and Remodel New York Programs; and Mortgage Credit Certificates
  
  
• Household Income Limits for the Achieving the Dream Mortgage Program
  
  
• Learn how SONYMA determines your Household Income
  
  
• Learn how SONYMA's Household Income Limits are calculated